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<\/strong><\/p>\n FINRELIO Limited <\/strong><\/p>\n ___________________________________<\/u><\/strong>__<\/strong><\/p>\n General Terms and Conditions of Service<\/strong><\/p>\n _____________________________________<\/u><\/strong><\/p>\n Highlights<\/u><\/strong><\/p>\n By using our services, or purchasing one or more of our physical or digital products, you are agreeing to our terms and conditions and all of our policies including our privacy policy. Please request for them and read them carefully. We offer a wide range of services and in some unique situations we provide additional terms and conditions depending on what is applicable to those products or services and by using these services, or purchasing the products we provide, the additional terms become part of your agreement with us as well.<\/p>\n As part of this agreement, we may send you service announcements, administrative messages, and other information; please abide by applicable safety and traffic laws when using our services on a mobile electronic platform (eg: phone, tablets, pads, etc).<\/p>\n Finrelio Limited and its affiliates and partners have policies that explain our use and management of personal data and other similar information that may be sent or transmitted to us as a result of our services and by using our services, you agree that we can use such data in accordance with our policies.<\/p>\n This may include but is not limited to reviews; comments and messages. In addition to what is covered in our terms and conditions Finrelio Limited, its affiliates, partners and authorized agents or distributors do not make specific promises about these services; we would always strive to provide our services at a reasonable level of skill and professionalism as available to us as at the time of provision of such service or product. We usually aim for the best.<\/p>\n Related to the above we refer to expectations from our services that may include but are not limited to reliability, availability, or ability to meet your needs at all times. Finrelio Limited, its affiliates, authorized agents and partners\/sponsors will not be responsible for lost profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, or punitive damages. In this context our total liability for any claims under our terms and conditions is limited to the amount you paid us to use our services or purchase our product. If our Services or products are purchased or used by you on behalf of a business, a group of persons, a community, club or similar body, the group or business accepts these terms and conditions and will hold harmless and indemnify Finrelio Limited and its affiliates, officers, authorized agents, and employees from any claim, suit or action arising from or related to the use of the Services or violation of these terms, including but not limited to: any liability or expense arising from claims, losses, damages, suits, judgments, litigation costs and attorneys\u2019 fees.<\/p>\n We would endeavour to provide our services in line with our terms and conditions to avoid issues in this regard as best as possible, but if they do occur, the above and below terms and conditions\/provisions will become applicable and binding. If there is a conflict between these terms and conditions and any additional terms we may provide as part of any unique service or product; the additional terms will control for that conflict. Our terms and conditions are with regards to issues associated with the use of our products or the purchase of services and do not create any third-party beneficiary rights.<\/p>\n Limitation of Liability<\/u><\/strong><\/p>\n By purchasing any of our products\/services, each client or group agrees to abide by and be bound by these terms and conditions. You further agree to abide by and be bound by all decisions of Finrelio Limited and its affiliates and Partners, which shall be final and binding, without right of appeal, in all matters.<\/p>\n Finrelio Limited will not be held liable for any aspect of its service provision or product sale that is not in line with the applicable terms and conditions. We also will not entertain disputes with regards to completed contracts, but would endeavour to address issues as best as possible during relevant operations.<\/p>\n Social Network Disclaimer<\/u><\/strong><\/p>\n Our promotions are in no way sponsored, or administered by, or associated with Social Media Platforms not limited to but including: Instagram, Facebook, Twitter or any other social media platform or media platform we may have advertised on. These platforms will not be held liable for any aspect of our promotions or advertisements and campaigns.<\/p>\n Right to Void \/ Terminate \/Suspend \/ Modify<\/u><\/strong><\/p>\n Finrelio Limited and its affiliates reserve the right to terminate, suspend or modify their services, contracts or products, in whole or in part, at any time and without notice or obligation if any factor or event arises that could interfere with the proper conduct, administration, security or impartiality of the service as contemplated by these terms and conditions.<\/p>\n Acceptance of Terms<\/u><\/strong><\/p>\n By purchasing any of our services or products, you confirm that you are of legal age to enter into a binding agreement and you agree to Finrelio Limited\u2019s Terms and Conditions, Privacy Policy, Confidentiality Policy, Refund Policy, and other company policies\/ processes, which are available on our website or upon request. If you do not agree to our terms and conditions in part or in whole, please do not use any of our Services or purchase our products.<\/p>\n Using Our Services or Products Responsibly<\/u><\/strong><\/p>\n By using our products or services, you acknowledge and accept full responsibility for the content of your transmissions. You agree not to employ our products or services for illegal purposes or to transmit material that is unlawful, defamatory, harassing, libelous, invasive of another\u2019s privacy, abusive, threatening, harmful, vulgar, pornographic, obscene, or otherwise objectionable. Furthermore, you shall refrain from content that offends religious sentiments, promotes racism, contains viruses or malicious code, or infringes upon intellectual property or other rights of third parties.<\/p>\n Pricing and Fees\/Payments<\/u><\/strong><\/p>\n Our offerings may encompass one off purchases, or an on-demand model and a subscription plan model, each available in varying durations. For subscription plans lasting less than a year, payments can be conveniently made via Credit or Debit Card. Upon reaching the end of each subscription period, automatic renewal occurs unless you provide us with twenty-one (21) days\u2019 notice expressing your intention not to renew. During automatic renewal, the subscription fee is charged to the last Credit Card used by you.<\/p>\n However, we offer the flexibility to update payment details if you prefer a different Credit or Debit Card for renewal. Should you choose not to renew the subscription, it is imperative that you inform us at least twenty-one days prior to the renewal date. Failure to notify us will result in the presumption that you have authorized us to charge the subscription fee to the last Credit Card used by you. Additionally, please be aware that periodic adjustments to service or product prices may occur due to applicable taxes such as Sales Tax, GST, VAT, or other federal taxes, in accordance with legal requirements and your subscription or payment confirms your agreement to this as well.<\/p>\n Disclaimers<\/u><\/strong><\/p>\n By utilizing our products and services, you explicitly acknowledge and accept that such use is undertaken entirely at your own risk. Our services and products are provided on an \u2018as-is\u2019 and \u2018as-available\u2019 basis. Finrelio Limited disclaims any warranties related to our service or product offerings. Furthermore, you assume full responsibility for any financial, physical, or other damages incurred this includes but is not limited to damages incurred by yourself, your company, your computer system, mobile telephone, wireless device, or data arising from the utilization or purchase of our products or services.<\/p>\n By accepting these terms, you expressly acknowledge that Finrelio Limited shall not be held liable, under any circumstances, for any consequential, incidental, indirect, special, punitive, or other forms of loss or damage. This includes but is not limited to loss of business profits, business interruption, computer failure, loss of personal or business information, or any other loss arising from your use of, or inability to use, the service or from the purchase or subscription of any of our products. Even if we have been advised of the possibility of such damage, our liability remains excluded.<\/p>\n You hereby agree to indemnify and hold harmless Finrelio Limited, its officers, directors, employees, suppliers, and affiliates from any losses, damages, fines, and expenses (including attorney\u2019s fees and costs) arising out of or related to any claims resulting from your use of our product or services in violation of third-party rights, any applicable laws, or any provisions of any of our agreements.<\/p>\n By using our services or products, you expressly agree that you will not make any errors and omissions (E&O) claims against Finrelio Limited. You acknowledge that our services are provided with due care and diligence, but we cannot guarantee error-free outcomes. Any claims arising from errors or omissions shall be waived.<\/p>\n Our Terms and Conditions may be updated from time to time and we would ensure we upload our most recently updated version on our website as frequently as it is changed. You also agree that we would not be persecuted by you or anyone else on your behalf in relation to consumption or use of any of our services or consumption \/ purchase of any of our products without exceptions.<\/p>\n Last updated: July 2026<\/p>\n By accessing or using <\/span>finrelio.com<\/a>\u00a0<\/span>(\u201cthe Site\u201d), you agree to the following terms.<\/p>\n You may use the Site for personal, non-commercial purposes. You agree not to misuse the Site, attempt unauthorized access, or interfere with its operation.<\/p>\n All content on the Site\u2014including text, artwork, images, worldbuilding, and creative materials\u2014is owned by <\/span>finrelio.com <\/a>and protected by copyright laws. You may not copy, reproduce, or distribute any content without written permission.<\/p>\n By subscribing to our updates, you consent to receiving emails from us. You may unsubscribe at any time.<\/p>\n The Site is provided \u201cas is\u201d without warranties of any kind. We do not guarantee uninterrupted access or error-free operation.<\/p>\n To the fullest extent permitted by law, <\/span>finrelio.com<\/a>\u00a0<\/span>is not liable for any damages arising from your use of the Site or its\u00a0 products and services.<\/p>\n These Terms are governed by the laws of FCT, Nigeria.<\/p>\n We may update these Terms from time to time. Continued use of the Site indicates acceptance of the updated Terms.<\/p>\nAdditional Terms of Service<\/span><\/strong><\/h2>\n
Use of the Site<\/strong><\/h3>\n
Intellectual Property<\/strong><\/h3>\n
Email Communications<\/strong><\/h3>\n
Disclaimers<\/strong><\/h3>\n
Limitation of Liability<\/strong><\/h3>\n
Governing Law<\/strong><\/h3>\n
Changes to These Terms<\/strong><\/h3>\n
Contact<\/strong><\/h3>\n